stonkbuilderCOMMUNITY xStocksxPoints

New kinds of access tutorial

How xPoints work

xPoints is xStocks' rewards program. Connect a wallet that holds xStocks and earn points for holding, lending and providing liquidity. Points set your share of future rewards, which are not specified.

  • 3 min read
  • Beginner
  • Checked 29 Sep 2026
Best for
People who already hold xStocks on-chain.
You'll need
  • A wallet with xStocks on Ethereum, Solana, Ink, TON, BNB Chain or X Layer
Cost
Free; registering a wallet means accepting the program's terms
Open xPoints

New to crypto? StonkBuilder Learn explains wallets, recovery phrases and scams, and the Solana beginner's guide sets up a wallet step by step.

Worked example

Three tiers

Base tierHold xStocksIn the connected wallet
Higher tierLend xStocksAs collateral on lending platforms
Highest tierProvide liquidityIn pools that accept xStocks
From the program's page: holding, lending and providing liquidity rank from base to highest tier. The page does not publish point rates.

Step by step

  1. Open xPoints

    Go to defi.xstocks.fi/points and connect a wallet that holds xStocks.

    Screenshot: How xPoints are earned, on defi.xstocks.fi/points
    1. 1Holding: base tier
    2. 2Lending as collateral: higher tier
    3. 3Providing liquidity: highest tier

    Screenshot of defi.xstocks.fi/points , taken 28 Sep 2026. The live page is the source of truth.

  2. Hold: the base tier

    Holding xStocks in the connected wallet earns points.

  3. Lend: a higher tier

    Supplying xStocks as collateral on lending platforms earns more.

  4. Provide liquidity: the highest tier

    Liquidity in DeFi pools that accept xStocks earns the most. Referrals, quests and xBoost multipliers can add more.

  5. Stay active

    Balances update daily from on-chain activity. Accounts flagged as abusive, and new accounts with no activity or eligibility within 7 days, are removed.

Open xPoints

Good to know

  • xPoints was announced on 10 Mar 2026 to reward trading, liquidity and DeFi integrations.[1]
  • Points determine your share of future rewards; the program does not promise an amount or a form.[2]
  • Wallets on Ethereum, Solana, Ink, TON, BNB Chain and X Layer are supported.[2]
  • After xPoints launched, Kamino's xStocks market doubled in size, helped by $40,000 of on-chain incentives.[3]

Sources

  1. xStocks news: Introducing xPoints (10 Mar 2026) xstocks.fi/news/introducing-xpoints
  2. xStocks DeFi dashboard: xPoints defi.xstocks.fi/points
  3. xStocks news: How Kamino turned xStocks into a lending market (13 May 2026) xstocks.fi/news/how-kamino-turned-xstocks-into-a-lending-market

Checked on 29 Sep 2026. xStocks change; the linked pages are the source of truth.