stonkbuilderCOMMUNITY JupiterSpend

Wallet & money tutorial

Spend with Jupiter Global: card, QR Pay and transfers

The Spend account turns USDC or USDT into a US dollar balance for a Visa debit card, scan-to-pay QR payments in Asia-Pacific, and bank transfers worldwide.[1]

  • 4 min read
  • Beginner
  • Checked 26 Sep 2026
Best for
Paying for everyday things with stablecoins.
You'll need
  • Jupiter Mobile
  • Completed Jupiter ID verification
  • USDC or USDT
Cost
2% cashback on card purchases; FX fee on non-USD payments
Open Jupiter Global
Worked example · illustrative numbers

A $100 card purchase

A $100 purchase
Paid in US dollars$100.00
Cashback · 2%+$2.00
Paying in EUR, JPY…+1% FX (Rain) · +1.8% (DCS)
QR Pay in Asia-PacificNo fees · $500 a payment
Paying $100 in US dollars earns $2.00 of cashback at the 2% base rate. Paying in another currency adds a 1% (Rain) or 1.8% (DCS) FX fee.

Step by step

  1. Verify your Jupiter ID

    Complete verification in Jupiter Mobile's Spend tab.

  2. Fund Spend

    Deposit USDC or USDT; it is credited one-to-one in USD with no deposit fee.

  3. Pay

    Use the virtual Visa card anywhere Visa works, or scan a QR code in supported countries.

  4. Send home

    Use Global Fiat Remittance for bank payouts, up to $10,000 per transfer.

Open Jupiter Global

Good to know

  • Card purchases earn 2% cashback by default; referrals can raise the rate and cap.[1]
  • Non-USD card payments carry an FX fee: 1% with Rain, 1.8% with DCS, depending on where you live.[1]
  • QR Pay has no fees, earns no cashback, and allows $500 per payment and $5,000 per day.[2]
  • Only USDC deposits can be withdrawn to fiat; USDT cannot.[3]

Sources

  1. Jupiter Card docs.jup.ag/user-docs/global/spend/jupiter-card
  2. QR Pay docs.jup.ag/user-docs/global/spend/qr-pay
  3. Global Fiat Remittance docs.jup.ag/user-docs/global/spend/remittance

Checked against Jupiter's documentation on 26 Sep 2026. Products change; the linked pages are the source of truth.